Each policy has its own commission field, and the aggregate reports add up the commissions from your portfolio — a clear base for the financial discussions of the broker and the team.
In short: an insurance broker earns commissions on the policies they record, and tracking them by hand across many policies and insurers is hard work. 4insurance keeps a commission field on each policy, so every commission stays linked to the policy that generated it. The aggregate commission reports are built from these values, so you can see the totals of your portfolio. The reporting module is a working tool for the broker and the team; it does not replace the company's accounting.
A commission only makes sense if you know which policy generated it, for which client and with which insurer. If the amounts live separately in spreadsheets, they are hard to trace back. 4insurance keeps the commission on the policy, so every amount can be followed back to the policy it comes from.
Each policy has a commission field. The value is entered on the policy, and it is what goes into the aggregate reports.
The aggregate reports add up the commissions from the recorded policies, so you can see the total of your portfolio in one view. When several team members work in the same account, the reports are built from the same policies, not from separate tables.
The reporting module is a tracking tool for the broker and the team. It does not keep the company's accounts, and it does not replace the financial documents or the accounting records kept by the company's accountant.
On each policy there is a commission field. The value entered there goes into the aggregate reports.
Yes. The aggregate reports add up the commissions from the recorded policies and show the total for the portfolio.
No. The reporting module does not import insurer statements and does not reconcile against bank statements. The figures are the ones entered in the commission field of each policy.
Yes. Several team members can work in the same account, on the same policies and their commissions.
No. The reports are a tracking tool for the broker and the team. The company's accounting remains with its accountant.
Start with your existing policies: fill in the commission field and see the aggregate totals of your portfolio.
4insurance reúne la gestión de pólizas, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones en una única plataforma.
Somos transparentes: aquí es donde 4insurance no es (todavía) la mejor opción:
Encaja con corredores, agentes y compañías de seguros medianas que quieren gestionar pólizas, clientes, siniestros y comisiones desde un único sistema. No encaja con grandes corporaciones con sistemas actuariales propios o requisitos de integración SAP muy complejos.
| Módulo | Límite / alcance | Coste orientativo |
|---|---|---|
| Gestión de pólizas | Registro de pólizas por ramo (auto, hogar, vida), fechas de vencimiento y de renovación, lista de renovaciones | desde 1 €/mes |
| CRM de clientes | Fichas de cliente, documentos, pólizas asociadas | incluido |
| Expedientes de siniestros | Apertura, seguimiento del expediente, documentos adjuntos | incluido |
| Emisión de pólizas | Emisión dentro de la plataforma, vinculada a cliente y aseguradora | incluido |
| Informes de comisiones | Campos de comisión en cada póliza; informes agregados por corredor, producto y periodo | incluido |
Una comparación honesta según los criterios que importan a un corredor de seguros.
| Criterio | 4insurance | Omniasig | Allianz | Groupama | Generali |
|---|---|---|---|---|---|
| Gestión de pólizas multiramo (auto, hogar, vida) | Sí | Limitado | Limitado | Limitado | Limitado |
| CRM integrado para la cartera de clientes | Sí | No | No | No | No |
| Expedientes de siniestros con seguimiento | Sí | Sí | Sí | Sí | Sí |
| Informes agregados de comisiones | Sí | Limitado | Limitado | Limitado | Limitado |
| Sistema independiente de cualquier aseguradora | Sí | No | No | No | No |
4insurance reúne en una única plataforma la gestión de pólizas por ramo, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones.
Sí. 4insurance es un sistema independiente para corredores, no un sistema ligado a una sola aseguradora. Las aseguradoras se registran como fichas separadas y cada póliza está vinculada a la suya.
El expediente se abre al registrar el suceso y conserva los documentos adjuntos y los pasos de seguimiento hasta su cierre. El expediente permanece en el registro del corredor.
Cada póliza tiene campos de comisión, y los informes agregados muestran las comisiones por corredor, producto, aseguradora y periodo.
