All your insurance policies in one place: expiry and renewal dates, a renewals list, and every policy linked to its client and insurer.
In short: a broker or insurance company manages many policies at once, each with its own expiry and renewal date. 4insurance keeps the whole portfolio in one system: every policy has its client, its insurer, its type of cover, its validity period and its renewal date. The renewals list shows the policies coming up for renewal, and your team decides what action to take on each one. Policies stay linked to the client file and to any claims files, so the information is not scattered across spreadsheets and paper folders.
A portfolio kept in spreadsheets splits the same information across several files: the expiry date in one table, the client in another and the claim in an email thread. As the number of policies grows, it becomes hard to see at a glance what is about to expire. 4insurance keeps the policy, the client, the insurer and the renewal date in the same record, so everyone on the team works from the same information.
Each policy has an expiry date and a renewal date. The renewals list shows the policies coming up for renewal, so you or your colleagues can review them and contact the client in good time. The platform shows the dates you entered and does not send messages on your behalf: the renewal conversation stays between the broker and the client.
A new policy is recorded from the client record. You choose the insurer and the type of insurance, enter the validity period, the renewal date and the contract details, and the policy appears in the portfolio, linked to the client. Insurers are also kept as separate records, so the same company is named consistently across all its policies.
A policy stays linked to its client and to any claims files opened on it, so when you review a claim you can see the policy it relates to. When several members of the team work in the same account, they all see the same policy records.
Yes. Each policy is linked to its insurer, and insurers are kept as separate records in the system.
The renewals list shows the policies with an approaching renewal date. Based on it, you or your colleagues decide which contact to make with the client. The list is a working tool; the platform does not send reminders in your place.
No. The platform does not send automatic messages to brokers or clients. Communication with the client remains the broker's responsibility.
Yes. Several team members can work in the same account, on the same policy records.
Yes. An independent broker with a smaller portfolio and a larger team with more policies use the same policy records and the same renewals list.
Start with your existing policies: record them, link them to clients and insurers, and follow the renewals list.
4insurance reúne la gestión de pólizas, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones en una única plataforma.
Somos transparentes: aquí es donde 4insurance no es (todavía) la mejor opción:
Encaja con corredores, agentes y compañías de seguros medianas que quieren gestionar pólizas, clientes, siniestros y comisiones desde un único sistema. No encaja con grandes corporaciones con sistemas actuariales propios o requisitos de integración SAP muy complejos.
| Módulo | Límite / alcance | Coste orientativo |
|---|---|---|
| Gestión de pólizas | Registro de pólizas por ramo (auto, hogar, vida), fechas de vencimiento y de renovación, lista de renovaciones | desde 1 €/mes |
| CRM de clientes | Fichas de cliente, documentos, pólizas asociadas | incluido |
| Expedientes de siniestros | Apertura, seguimiento del expediente, documentos adjuntos | incluido |
| Emisión de pólizas | Emisión dentro de la plataforma, vinculada a cliente y aseguradora | incluido |
| Informes de comisiones | Campos de comisión en cada póliza; informes agregados por corredor, producto y periodo | incluido |
Una comparación honesta según los criterios que importan a un corredor de seguros.
| Criterio | 4insurance | Omniasig | Allianz | Groupama | Generali |
|---|---|---|---|---|---|
| Gestión de pólizas multiramo (auto, hogar, vida) | Sí | Limitado | Limitado | Limitado | Limitado |
| CRM integrado para la cartera de clientes | Sí | No | No | No | No |
| Expedientes de siniestros con seguimiento | Sí | Sí | Sí | Sí | Sí |
| Informes agregados de comisiones | Sí | Limitado | Limitado | Limitado | Limitado |
| Sistema independiente de cualquier aseguradora | Sí | No | No | No | No |
4insurance reúne en una única plataforma la gestión de pólizas por ramo, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones.
Sí. 4insurance es un sistema independiente para corredores, no un sistema ligado a una sola aseguradora. Las aseguradoras se registran como fichas separadas y cada póliza está vinculada a la suya.
El expediente se abre al registrar el suceso y conserva los documentos adjuntos y los pasos de seguimiento hasta su cierre. El expediente permanece en el registro del corredor.
Cada póliza tiene campos de comisión, y los informes agregados muestran las comisiones por corredor, producto, aseguradora y periodo.
