A new policy is recorded directly in the platform, linked to its client and insurer, with its validity period and renewal date — and it appears in the client's portfolio.
In short: issuing a policy involves data about the client, the insurer, the type of insurance and the validity period. 4insurance helps you record a new policy starting from the client record: you choose the insurer, complete the contract details, and the policy appears in the portfolio with its expiry and renewal dates. Each policy also has a commission field, which feeds the commission reports. Everything stays in one system, linked to the client and to any claims files.
Issuance starts from an existing client. You complete the insurer, the type of insurance, the validity period and the contract details, and the policy becomes part of the portfolio. Because the policy is linked directly to the client, the same information does not need to be entered again in other files.
Insurers are kept as separate records in the system, and each policy is linked to its insurer. This way the same company is named consistently across all policies, whoever recorded them.
Each policy has a commission field. The values entered there are the ones that feed the aggregate commission reports.
Once recorded, the policy appears in the portfolio with its expiry and renewal dates, and in the renewals list when the date comes close. On the client file you see it alongside the client's other policies and claims files. The platform does not send the policy to the client and does not handle its approval: recording it is an internal step for the broker.
You record policies of the types you manage, each linked to its insurer. Insurers are kept as records in the system.
Yes. The new policy appears on the client file and in the policy portfolio, with its expiry and renewal dates.
Yes. Several team members can work in the same account and record policies for the clients in their files.
Each policy has a commission field. The values entered there feed the aggregate commission reports.
No. The platform does not send policies to clients and does not handle their approval. Recording a policy is an internal step for the broker.
Start with your active policies: record them, link them to clients and insurers, and follow them in the portfolio.
4insurance reúne la gestión de pólizas, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones en una única plataforma.
Somos transparentes: aquí es donde 4insurance no es (todavía) la mejor opción:
Encaja con corredores, agentes y compañías de seguros medianas que quieren gestionar pólizas, clientes, siniestros y comisiones desde un único sistema. No encaja con grandes corporaciones con sistemas actuariales propios o requisitos de integración SAP muy complejos.
| Módulo | Límite / alcance | Coste orientativo |
|---|---|---|
| Gestión de pólizas | Registro de pólizas por ramo (auto, hogar, vida), fechas de vencimiento y de renovación, lista de renovaciones | desde 1 €/mes |
| CRM de clientes | Fichas de cliente, documentos, pólizas asociadas | incluido |
| Expedientes de siniestros | Apertura, seguimiento del expediente, documentos adjuntos | incluido |
| Emisión de pólizas | Emisión dentro de la plataforma, vinculada a cliente y aseguradora | incluido |
| Informes de comisiones | Campos de comisión en cada póliza; informes agregados por corredor, producto y periodo | incluido |
Una comparación honesta según los criterios que importan a un corredor de seguros.
| Criterio | 4insurance | Omniasig | Allianz | Groupama | Generali |
|---|---|---|---|---|---|
| Gestión de pólizas multiramo (auto, hogar, vida) | Sí | Limitado | Limitado | Limitado | Limitado |
| CRM integrado para la cartera de clientes | Sí | No | No | No | No |
| Expedientes de siniestros con seguimiento | Sí | Sí | Sí | Sí | Sí |
| Informes agregados de comisiones | Sí | Limitado | Limitado | Limitado | Limitado |
| Sistema independiente de cualquier aseguradora | Sí | No | No | No | No |
4insurance reúne en una única plataforma la gestión de pólizas por ramo, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones.
Sí. 4insurance es un sistema independiente para corredores, no un sistema ligado a una sola aseguradora. Las aseguradoras se registran como fichas separadas y cada póliza está vinculada a la suya.
El expediente se abre al registrar el suceso y conserva los documentos adjuntos y los pasos de seguimiento hasta su cierre. El expediente permanece en el registro del corredor.
Cada póliza tiene campos de comisión, y los informes agregados muestran las comisiones por corredor, producto, aseguradora y periodo.
