Each client has a file of their own, with contact details, their policies and their open claims files — a CRM built around the needs of insurance brokers.
In short: in insurance, the client relationship is tied to their policies: what cover they have, when it expires, which claims are open. 4insurance keeps each client's file together with this information, so when you contact a client you have their policies, renewal dates and claims files in front of you. The client file is the starting point for a new policy, a renewal or a claim. Several members of the team can consult the same file within the same account.
A generic CRM does not know what a policy, a renewal date or a claims file is. In 4insurance, the client file is linked to their policies: each policy shows its insurer, its type of insurance and its validity period, and the claims files opened on it appear on the same file. When you call a client, you see in one place what cover they have and which claims are open.
From the client file you start any action linked to them: a new policy, a renewal or a claims file. You do not need to search for the client across several lists, because their information is linked together.
The file shows the client's policies with their expiry and renewal dates, and the claims files recorded against each policy appear in the same file.
Several brokers or agents can work in the same account, on the same client files, so each person sees the same information about the client.
Yes. The client file shows their policies with the expiry and renewal dates, and the claims files recorded on those policies.
Yes. Several brokers or agents can work in the same account, on the same client files.
The renewals list in the policy portfolio shows the policies with an approaching renewal date, together with their client. The list is a working tool; contact with the client is made by the broker.
Yes. Claims files opened on the client's policies appear in their file, linked to the affected policy.
No. The platform does not send automatic messages to clients. Keeping the client informed remains the broker's responsibility.
Start with your existing clients: record their files, link them to their policies and to their claims files.
4insurance reúne la gestión de pólizas, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones en una única plataforma.
Somos transparentes: aquí es donde 4insurance no es (todavía) la mejor opción:
Encaja con corredores, agentes y compañías de seguros medianas que quieren gestionar pólizas, clientes, siniestros y comisiones desde un único sistema. No encaja con grandes corporaciones con sistemas actuariales propios o requisitos de integración SAP muy complejos.
| Módulo | Límite / alcance | Coste orientativo |
|---|---|---|
| Gestión de pólizas | Registro de pólizas por ramo (auto, hogar, vida), fechas de vencimiento y de renovación, lista de renovaciones | desde 1 €/mes |
| CRM de clientes | Fichas de cliente, documentos, pólizas asociadas | incluido |
| Expedientes de siniestros | Apertura, seguimiento del expediente, documentos adjuntos | incluido |
| Emisión de pólizas | Emisión dentro de la plataforma, vinculada a cliente y aseguradora | incluido |
| Informes de comisiones | Campos de comisión en cada póliza; informes agregados por corredor, producto y periodo | incluido |
Una comparación honesta según los criterios que importan a un corredor de seguros.
| Criterio | 4insurance | Omniasig | Allianz | Groupama | Generali |
|---|---|---|---|---|---|
| Gestión de pólizas multiramo (auto, hogar, vida) | Sí | Limitado | Limitado | Limitado | Limitado |
| CRM integrado para la cartera de clientes | Sí | No | No | No | No |
| Expedientes de siniestros con seguimiento | Sí | Sí | Sí | Sí | Sí |
| Informes agregados de comisiones | Sí | Limitado | Limitado | Limitado | Limitado |
| Sistema independiente de cualquier aseguradora | Sí | No | No | No | No |
4insurance reúne en una única plataforma la gestión de pólizas por ramo, el CRM de clientes, los expedientes de siniestros, la emisión de pólizas y los informes de comisiones.
Sí. 4insurance es un sistema independiente para corredores, no un sistema ligado a una sola aseguradora. Las aseguradoras se registran como fichas separadas y cada póliza está vinculada a la suya.
El expediente se abre al registrar el suceso y conserva los documentos adjuntos y los pasos de seguimiento hasta su cierre. El expediente permanece en el registro del corredor.
Cada póliza tiene campos de comisión, y los informes agregados muestran las comisiones por corredor, producto, aseguradora y periodo.
