All your insurance policies in one place: expiry and renewal dates, a renewals list, and every policy linked to its client and insurer.
In short: a broker or insurance company manages many policies at once, each with its own expiry and renewal date. 4insurance keeps the whole portfolio in one system: every policy has its client, its insurer, its type of cover, its validity period and its renewal date. The renewals list shows the policies coming up for renewal, and your team decides what action to take on each one. Policies stay linked to the client file and to any claims files, so the information is not scattered across spreadsheets and paper folders.
A portfolio kept in spreadsheets splits the same information across several files: the expiry date in one table, the client in another and the claim in an email thread. As the number of policies grows, it becomes hard to see at a glance what is about to expire. 4insurance keeps the policy, the client, the insurer and the renewal date in the same record, so everyone on the team works from the same information.
Each policy has an expiry date and a renewal date. The renewals list shows the policies coming up for renewal, so you or your colleagues can review them and contact the client in good time. The platform shows the dates you entered and does not send messages on your behalf: the renewal conversation stays between the broker and the client.
A new policy is recorded from the client record. You choose the insurer and the type of insurance, enter the validity period, the renewal date and the contract details, and the policy appears in the portfolio, linked to the client. Insurers are also kept as separate records, so the same company is named consistently across all its policies.
A policy stays linked to its client and to any claims files opened on it, so when you review a claim you can see the policy it relates to. When several members of the team work in the same account, they all see the same policy records.
Yes. Each policy is linked to its insurer, and insurers are kept as separate records in the system.
The renewals list shows the policies with an approaching renewal date. Based on it, you or your colleagues decide which contact to make with the client. The list is a working tool; the platform does not send reminders in your place.
No. The platform does not send automatic messages to brokers or clients. Communication with the client remains the broker's responsibility.
Yes. Several team members can work in the same account, on the same policy records.
Yes. An independent broker with a smaller portfolio and a larger team with more policies use the same policy records and the same renewals list.
Start with your existing policies: record them, link them to clients and insurers, and follow the renewals list.
4insurance réunit la gestion des contrats, le CRM clients, les dossiers de sinistres, l’émission des contrats et les rapports de commissions dans une seule plateforme.
Nous sommes transparents : voici où 4insurance n’est pas (encore) le meilleur choix :
Adapté aux courtiers, aux agents et aux compagnies d’assurance de taille moyenne qui veulent gérer contrats, clients, sinistres et commissions depuis un seul système. Pas adapté aux grands groupes dotés de systèmes actuariels propriétaires ou d’exigences d’intégration SAP très complexes.
| Module | Limite / périmètre | Coût indicatif |
|---|---|---|
| Gestion des contrats | Registre par branche (auto, habitation, vie), dates d’échéance et de renouvellement, liste des renouvellements | à partir de 1 €/mois |
| CRM clients | Fiches clients, documents, contrats associés | inclus |
| Dossiers de sinistres | Déclaration, expertise, suivi du dossier, documents joints | inclus |
| Émission des contrats | Émission dans la plateforme, liée au client et à l’assureur | inclus |
| Rapports de commissions | Champs de commission sur chaque contrat ; rapports agrégés par courtier, produit, période | inclus |
Une comparaison honnête sur les critères qui comptent pour un courtier en assurance.
| Critère | 4insurance | Omniasig | Allianz | Groupama | Generali |
|---|---|---|---|---|---|
| Gestion multi-produits des contrats (auto, habitation, vie) | Oui | Limité | Limité | Limité | Limité |
| CRM intégré pour le portefeuille clients | Oui | Non | Non | Non | Non |
| Dossiers de sinistres avec suivi | Oui | Oui | Oui | Oui | Oui |
| Rapports agrégés de commissions | Oui | Limité | Limité | Limité | Limité |
| Système indépendant de tout assureur | Oui | Non | Non | Non | Non |
4insurance réunit dans une seule plateforme la gestion des contrats par branche, le CRM clients, les dossiers de sinistres, l’émission des contrats et les rapports de commissions.
Oui. 4insurance est un système de courtage indépendant, et non un système lié à un seul assureur. Les assureurs sont enregistrés comme des fiches distinctes, et chaque contrat est rattaché au sien.
Le dossier est ouvert à l’enregistrement de l’événement. Il conserve les documents joints et les étapes de suivi jusqu’à la clôture, et reste dans les dossiers du courtier.
Chaque contrat comporte des champs de commission, et les rapports agrégés affichent les commissions par courtier, produit, assureur et période.
