A new policy is recorded directly in the platform, linked to its client and insurer, with its validity period and renewal date — and it appears in the client's portfolio.
In short: issuing a policy involves data about the client, the insurer, the type of insurance and the validity period. 4insurance helps you record a new policy starting from the client record: you choose the insurer, complete the contract details, and the policy appears in the portfolio with its expiry and renewal dates. Each policy also has a commission field, which feeds the commission reports. Everything stays in one system, linked to the client and to any claims files.
Issuance starts from an existing client. You complete the insurer, the type of insurance, the validity period and the contract details, and the policy becomes part of the portfolio. Because the policy is linked directly to the client, the same information does not need to be entered again in other files.
Insurers are kept as separate records in the system, and each policy is linked to its insurer. This way the same company is named consistently across all policies, whoever recorded them.
Each policy has a commission field. The values entered there are the ones that feed the aggregate commission reports.
Once recorded, the policy appears in the portfolio with its expiry and renewal dates, and in the renewals list when the date comes close. On the client file you see it alongside the client's other policies and claims files. The platform does not send the policy to the client and does not handle its approval: recording it is an internal step for the broker.
You record policies of the types you manage, each linked to its insurer. Insurers are kept as records in the system.
Yes. The new policy appears on the client file and in the policy portfolio, with its expiry and renewal dates.
Yes. Several team members can work in the same account and record policies for the clients in their files.
Each policy has a commission field. The values entered there feed the aggregate commission reports.
No. The platform does not send policies to clients and does not handle their approval. Recording a policy is an internal step for the broker.
Start with your active policies: record them, link them to clients and insurers, and follow them in the portfolio.
4insurance lets you issue policies directly in the platform, linked to their client and insurer, in a single register.
We are transparent — here is where 4insurance is not (yet) the best fit:
A fit for brokers and agents who want to keep policy issuance in one system and reduce parallel records. Does not include a proprietary underwriting engine for complex insurance products.
| Module | Limit / scope | Indicative cost |
|---|---|---|
| Policy management | Policy register by line (motor, property, life), expiry and renewal dates, renewals list | from €1/mo |
| Client CRM | Client records, documents, linked policies | included |
| Claims files | Registration, assessment, case tracking, attached documents | included |
| Policy issuance | Issuance inside the platform, linked to client and insurer | included |
| Commission reports | Commission fields on each policy; aggregate reports by broker, product, period | included |
An honest comparison on the criteria that matter for an insurance broker.
| Criterion | 4insurance | Omniasig | Allianz | Groupama | Generali |
|---|---|---|---|---|---|
| Multi-product policy management (motor, property, life) | Yes | Limited | Limited | Limited | Limited |
| Integrated CRM for client portfolio | Yes | No | No | No | No |
| Claims files with case tracking | Yes | Yes | Yes | Yes | Yes |
| Aggregate commission reports | Yes | Limited | Limited | Limited | Limited |
| System independent of any single insurer | Yes | No | No | No | No |
4insurance brings into one platform policy management by line, client CRM, claims files, policy issuance and commission reports.
Yes. 4insurance is a broker-independent system, not a system tied to a single insurer. Insurers are kept as separate records, and each policy is linked to its own insurer.
A claims file is opened when the event is registered. It keeps the attached documents and the processing steps until closure, and it stays in the broker’s records.
Each policy carries commission fields, and aggregate reports show commissions by broker, product, insurer and period.
