One register for every policy
Each policy gets its own number when you create it, and holds the client, the insurer, the product line, the premium, the start and expiry dates and a status (draft, active, expired or cancelled).
Insurance broker software for policies, claims and renewals in Romania
Policies, clients, claims files, renewals and commissions in one account: no spreadsheet, no separate tools.
Policies in one registerClients, claims and renewals linkedPriced in euro; accounts from Romania pay in lei at the BNR rate + 5 %
What a Romanian brokerage runs on 4insurance
A brokerage lives on dates and percentages: when each policy expires, what each claim is waiting for and what commission is still owed. 4insurance keeps those in one place instead of a spreadsheet and a mailbox.
Insurers and product lines as records
Insurers are records with a contact e-mail and phone, so every policy points to the company it is placed with. Product lines such as motor third-party liability (RCA), CASCO, home, life and health can be loaded in one click, each with a default commission rate.
Commission worked out on the policy
Each product line carries a default commission rate. The policy takes it and the commission amount is calculated from the premium when the policy is created. When the insurer pays, you mark the commission as settled.
A file per client, person or company
A client is an individual or a company, with a tax ID, e-mail and phone. When you create a policy you pick the client by name, and that name is shown on the policy, its claims and its renewal.
Claims files with a status
A claim is opened against a policy and gets its own number. It records the type, the claimed amount and a description, and moves through open, in review, approved, rejected, paid and closed. The closing date is stamped when it is paid, rejected or closed.
A renewal list built from expiry dates
When a policy is active and has an expiry date, a renewal task is created for that date. You work the list by hand and mark each renewal as renewed or lost.
A reminder rule you can set
Set how many days before expiry you want to be reminded (for example 30, 15 and 7), the preferred channel and a message template. 4insurance stores this rule; it does not send the messages.
Portfolio figures from your own data
The overview shows active policies, premium and commission in the pipeline, open claims and renewals due in 30 days. The reports page adds premium on active policies by product line and by insurer, the top clients and renewal buckets.
From the first insurer to the last renewal
Set up the brokerage
Add the insurers you work with and load the standard product lines; each policy then starts from the line's default commission rate.
Add clients and policies
Create the client, then the policy: pick the insurer and the product, enter premium and dates. The number and the commission are filled in for you.
Follow renewals and claims
Active policies feed the renewal list. Open a claims file when something happens and keep its status current until it is paid or closed.
Check the numbers
Open the overview and the reports for premium and expected commission, and the commissions page to see what has been settled.
Set up for brokers in Romania
- Premiums and commissions are held in lei, and the plan cards on this page show the live prices for Romanian customers.
- The default product lines are the ones a Romanian broker usually works with: RCA, CASCO, home, life and health. Their default commission rates are starting values.
- The 4insurance website is available in Romanian at /ro and in English here; the broker panel has Romanian and English interface text.
- 4insurance is a record-keeping tool. It does not sell policies, compare insurer prices or send messages to clients, and it does not replace the registrations and obligations of the brokerage itself.
Pricing
Transparent plans for your brokerage
Start with a basic plan and scale as your policy portfolio grows. No hidden costs, no long-term contracts — change your plan anytime.
Plus
€5/month
- 25 users
- 2 companies
- 250 MB storage
- 500 emails/month
- Presentation website included
Recommended
Pro
€10/month
- 50 users
- 5 companies
- 1 GB storage
- 2,000 emails/month
- Presentation website included
Premium
€20/month
- 100 users
- 25 companies
- 5 GB storage
- 10,000 emails/month
- Presentation website included